Manufactured and Mobile Home Insurance

Manufactured and mobile home insurance is built specifically for factory-built homes, including single-wides, double-wides, and modular homes. Like a standard homeowners policy it can cover the home itself, your personal belongings, and your personal liability, but it's designed around the way manufactured homes are built, valued, and placed, whether you own the land or rent a space in a community.

Standard homeowners carriers often will not write manufactured homes, or only offer actual cash value, so it helps to work with carriers that specialize in this coverage. The right policy protects a big investment against fire, wind, theft, and liability, and can include coverage for attached structures like decks, skirting, and carports. As an independent agency, we know which carriers insure these homes well.

Is your home insured for what it would cost to rebuild or replace it today? Do you need replacement cost rather than actual cash value? Are attached structures and your belongings covered at the right limits? Do you rent the lot, and does the community require proof of coverage? Ask us and we'll match the policy to your situation.